Customer Guideline

Process
Customer Guideline

7 Steps to

Homeownership with The Home Boys

Step 1

Start on Our Website

Begin at thehomeboys.com or thehomeboys.com/plans. Every floor plan we offer is listed with real pricing, including delivery and setup within 100 miles. You can compare homes, layouts, and options before ever stepping on the lot.

Step 2

Tour Homes at Your Own Pace

Visit our display lots in Spokane Valley or Tri-Cities, open 7 days a week from 9–5. Walk through the homes freely, with prices posted inside each one. No pressure, no sales pitch — just take your time.

Step 3

Talk With a Consultant When You’re Ready

If you like what you see, sit down with one of our sales consultants. They’ll help answer questions and explain options, but only after you’ve chosen a home you actually like.

Step 4

Set Your Budget (Cash or Financing)

Paying cash? We’ll move straight ahead. Financing? We’ll connect you with trusted lenders who know manufactured homes and our process. Get pre-qualified and decide what monthly payment feels comfortable for your life.

Step 5

Build the Package (Home+Land+Site Work)

Choose the home, secure your land, and gather site-work bids for things like foundation, power, well, and septic. We can help guide this process and recommend certified installers if needed.

Step 6

Lock the Price & Prepare the Site

Sign a purchase agreement and lock in your home price while bids and financing are finalized. Our team reviews access, delivery logistics, and site readiness so there are no surprises later.

Step 7

Delivery, Setup & Move-In

We handle delivery with our own trucks, crews, and specialized equipment. After setup, utilities, interior finish work, and walkthrough, you get the keys — typically within 30–60 days after delivery.

Step 1

Start on Our Website

Step 2

Tour Homes at Your Own Pace

Step 3

Talk With a Consultant When You’re Ready

Step 4

Set Your Budget (Cash or Financing)

Step 5

Build the Package (Home+Land+Site Work)

Step 6

Lock the Price & Prepare the Site

Step 7

Delivery, Setup & Move-In

Financing

Understanding

Manufactured Home Loans

Our

Manufactured Homes

The Home Boys have partnered with some of the largest home builders, Clayton Manufacturing, as 1 of their largest volume retailers on the west coast we get their very best pricing and past those saving on to our clients. We sell Golden West Homes, Karsten Homes, Marlette Homes, Schult Homes, Tempo Homes, all Clayton Built products plus we sell Cavco Millersburg (Palm Harbor Homes) and Cavco Nampa (Fleetwood Homes of Idaho).

Understanding

Manufactured Home Loans

Manufactured Home Financing Options

 Obtaining a mortgage on a manufactured home or mobile home is the first step toward buying your new home, however, options for the manufactured homes can be confusing. The Home Boys team is experienced with options and resources for manufactured home financing. We can help guide you in the right direction, based off of your specific needs. We’ll help you find a loan that’s right for you and your family. Our lenders are extremely knowledgeable in the different types of loans available. Here are some of the different types of loans available to help your purchase your dream home.

HOME ONLY FINANCING

Manufactured homes can be financed in much the same way as a car or personal loan. This loan is designed for customers moving into manufactured home communities or onto land that they don’t own where they will lease their lot instead of purchasing land, family land, or where there is already another home on the property i.e. ADU, dependent care relative exemption or 2nd home on property. On this type of loan, the home is the only collateral however, you can sometime still finance your exterior improvements such as stairs, garage, decks, etc. can be combined into this loan. This loan is on personal property not on real estate, interest rates may be a little higher than a typical real estate loan. Typically, there are little or no closing costs and no prepayment penalty for early pay-off of loan. This also makes an excellent loan for customers who need only short-term financing. We have several lenders who fund these types of loans.

Land/Home Financing Options.

Most of the time when you are putting together a Land/Home Package you will need a construction loan. The construction loan pays for the land, the home, and the site improvements needed to complete the land/home package. There are 2 different types of land/home packages. A one-time close construction to permanent and a 2-step standalone construction loan and then you will need a “end fund” loan also. The advantages to a one-time close loan is that you only have to pay loan fees and closing once on this loan. We have many lenders that offer a one-time close and 2-step construction loans.

Fleetwood Option PhotoBook Construction Planning Guide